Frequently Asked Questions

During the initial consultation, we will discuss your business or personal financial needs and determine how we can best assist you. Depending on the services desired, we will often provide a needs analysis or a client intake form to help further the process. 

We do offer assistance in finding coverage for those needing health and auxiliary cover that are under age 65. We assist from November 1 through January 15.

Dates to Keep In Mind

• November 1: Open Enrollment starts for health coverage for the next plan year — first day you can enroll in, re-enroll in, or change health plans through the Marketplace. Coverage can start as soon as January 1.
• December 15: Last day to enroll in or change plans for coverage to start January 1.
• January 1: Coverage starts for those who enroll in or change plans by December 15 and pay their first premium.
• January 15: Open Enrollment ends — last day to enroll in or change health plans for the year. After this date, you can enroll in or change plans only if you qualify for a Special Enrollment Period.
• February 1: Coverage starts for those who enroll in or change plans December 16 through January 16 and pay their first premium.

We do offer assistance during the Yearly open enrollment period between October 15 - December 7th. Medicare plans can change every year—and your current one might be changing. We compare your options to see if we can find a plan that offers better coverage, saves you money, or just more to your health needs.